What Can I Do For You?

Financial Planning:

  • Ask important questions to understand your financial concerns, fears, needs, and objectives.

  • Provide an honest assessment of your current financial condition.

  • Help you establish realistic financial goals and prioritize them.

  • Suggest creative alternatives that you may not have considered.

  • Prepare a financial plan and help you implement it.

  • Review and recommend life, disability, and long-term care insurance policies.

  • Provide complete transparency with regards to costs, fees, and commissions.

Investments:

  • Analyze the level of risk in your existing portfolio.

  • Help you consolidate and simplify your investments.

  • Perform unbiased research on investments and money managers.

  • Prepare specific investment recommendations to help you meet your financial goals.

  • Review the investments in your company 401(k) or 403(b) plan.

  • Monitor your investments and make ongoing portfolio recommendations as conditions change.

  • Help you understand the impact fiscal policy and political decisions have on investments.

  • Guide you through difficult periods in the stock market by sharing perspective.

  • Help you make wise financial decisions not driven by emotions.

Taxes:

  • Suggest strategies to help lower your taxes before and after retirement.

  • Reposition your investments to take full advantage of tax law provisions.

  • Review your income tax return with an eye to possible future savings.

  • Record and research your cost basis on securities.

  • Stay up to date on tax law changes.

Personal Advice:

  • Guide and support you through important financial decisions.

  • Educate you on retirement planning, estate planning, and college savings issues.

  • Monitor changes in your life and family situation.

  • Proactively keep in touch with you and keep you on track with regularly planned visits.

  • Serve as your personal sounding board by listening and providing feedback.

  • Work with your lawyer and tax professional to help manage your financial life.

  • Provide referrals to other professionals who can help you in times of need.

  • Always provide excellent customer service.

  • Be a person of high integrity who is honest with you and who you can trust.

Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC.  Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor.  Shuman Financial Consulting, LLC & Cambridge are not affiliated.  Cambridge does not offer tax or legal advice.